college education

college education questions and answers

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Q: What college education is required to become a veterinary assistant?
I have been doing a lot of research on the topic but so far I have been receiving different answers. Does anyone know what, if any, college education you need?

A: No. You do not have to go to college to be a veterinary assistant. The veterinary assistant schools that are out there don't teach anything practical. They are usually on-line programs and don't teach anything hands on. Veterinarians want hands-on experience in their assistants, not someone who took on-line classes to learn about the different breeds of dogs. Veterinary assistants are mostly responsible for feeding dogs and cats, cleaning cages, and doing other cleaning activities around the clinic like mopping, sweeping, dusting etc. You don't need an education for that. Some clinics will allow their assistants to learn on the job how to do more advanced things like drawing blood, placing IV catheters, cleaning ears, giving vaccinations, etc. If you want to go to school and then work in a vet clinic a technician goes to school for 2 years and learns how do do all of the hands on things like taking X-rays, placing catheters, dental cleanings, taking blood pressures... They also learn about animal disease, common drugs, vaccines, and treatments. A technician on average will earn $40-50,000/year whereas an assistant will earn 20-25,000/year. I worked as an assistant when I was in high school. I know that a lot of those jobs are taken by high school or college students who are interested in becoming veterinarians or veterinary technicians not be people who were wanting it to be their lifetime career. Think about whether or not you really want to spend the rest of your life picking up dog poop?

Q: Is a college education still the most important indication of future success or income?
Is a college education still the most important indication of future success or income? I was looking at the Forbes 400 richest and a lot didn't go to college or finish. So many people don't work in the area they study. On the other hand even now after being out of college for years I am tempted to take college classes in the area I work.

A: I think college is still an important indication of future success. There are definitely those exceptions you see on the Forbes 400 list and don't you just want to strangle them? Think about it this way. Many people without a college education do just fine financially, however, they often have more boring, tedious jobs, and have to work harder (physically) to earn their money. They also may have to work longer hours, weekends, and holidays.

Q: What are the pros and cons of obtaining a college education online?
I'm going to be attending college soon, but i really want to know if it's worth it to leave state or even my house to gain my education. As of right now, I'm still in high school, I'm a good student, an honors student, but one who may be limited by money. I have only heard of people obtaining an online degree or education in order to farther their education, not actually obtain one. I was told to find information about attending or learning college online. Can anyone help me out?

A: SOME--NOT ALL-- of the "on-line" or "at home" colleges or degrees are NOT accredited, recognized or accepted at other schools and colleges. So you may learn something and even be able to get a job using these methods. But if you ever plan on going father er with your education they would do you no good. You would have to start all over again. Also since SOME of these colleges have no standards to meet their level is below the normal academic standards. So be sure if you use this method you check out the history, academic standard, and transfer of credit availability. And don't take that schools word on it, check them out with other schools and see if their credits transfer. I went to a college who told me their credits would transfer to any regular college, only to find out later that they won't. So check it out well, and carefully. There are some very good trade and on-line schools. Just be very sure to do your homework first. Good luck.

Q: How many people on Yahoo Answers actually have a college education?
What kind of degree do you hold? If you dont have a college education, are you planning on continueing your education? What is your field of major that you are hoping to be educated? How do you plan on paying for your education? I meet many students who work 2 jobs and go to school full time, I dont understand why so many kids are dropping out. What can we do as educators to help you stay in college?

A: I admire the fact that as an educator, you seem to truly want young people to be educated. What I see today, is that many people hold degrees, but very few are educated. I didn't finish my degree to be a mom, but I still believe that I am "educated" I know many college students-we live in a college town and it appears that a college education is more of a diploma mill than an educational experience. I am not bitter about my lack of a degree, I am sad that so many of these young graduates are simply not getting their money's worth.--They copy papers off the Internet, many classes are on line, I just don't "get"it--and I'm not THAT old

Q: Do you need a college education to become a wedding planner or interior decorator?
Im thinking about doing wedding planning and interior decorating on the side of my normal job. Im very detailed and these jobs would be great for me. But do i need a college education for them?

A: It depends on the state you live in. In mine, you need a license, insurance, bond and certification to be a wedding planner. If you are an interior designer, you need a license, insurance, bond, worker's compensation insurance, E & O insurance, an account with the state board of equalization which may also require a deposit and college degree. If you are an interior decorator, you are required to be certified, have insurance and a license.

Q: How much does pre-college education cost in Singapore?
I heard that parents need to pay for kid's education not only in college, but also in public schools (from elementary to secondary) in Singapore. Is it true and what are approximate tuition and fees? So what are the rates for foreigners? Where can I find that info? Thanks.

A: Malays do have to pay the fees now. http://www.moe.gov.sg/esp/foreign/ Not sure you want more info on which level of education in Singapore,but You'll get all the information you need here. All the best!

Q: What do you think a college education should teach you?
What do you think is the most important thing to get out of a college education?

A: It should give you the ability to critically assess and analyze the world around you. Problem solving abilities and a general understanding of how the world works. That said. Many colleges produce complete idiots. You will discover this when you work and go to college. College is about spending alot fo money and trying to get as much out of it as possible so you have a better future and social mobility. Colleges should also teach you how to survive by teaching you a skill such as eng. accounting or something to make money with. It also lets oyu study what you want. But be careful because you may waste 4 yrs of your life on a n art history degree and end up working at chiles for 15 yrs. So there you have it.

Q: Can I deduct $4000 every year of during my daughters college education?
I also want to know how to calculate one time life long credit towards education which one of my friend said it is better. If I claim one time life long credit, can I still claim $4000 every year when she is in college.

A: Typically an education credit is better than a tuition and fees deduction of $4000. That reduces your income but a credit is like a tax payment. The Lifetime isn't limited to one year - it's every year you qualify for it. The Hope Credit is just for freshman and sophmore years. If you take one of the credits you do not get that $4000 deduction, but the credit is usually better. Without knowing your income there's no way to tell you exactly which gives you the best return.

Q: What would change if people were required to have a college education to vote?
How do you think the election would be affected if it was a requirement to have a college education to vote in 08? I don't mean to insult or belittle anyone without a college education. I realize there are plenty of very smart people without college educations.

A: FACT: Polls show Obama far ahead in votes among people with college educations.

Q: How can you make good money without a college education?
Went to the military, tried college and hated it, try to find decent paying job.... But it seems like I barely make $13,000 a year... I know there's a way to make good money without a college education..

A: Education is a huge factor in determining salary -- I'm sorry that it wasn't for you. I assume you're also not interested in continuing in the military, which is a pretty good career choice as long as we're not fighting wars. :-} Your best bets are to develop a skill that you have into a trade -- carpentry, plumbing, electrical work, automotive repair, etc. Something that you currently like to do, and which you could focus on, learn more about in a trade school, and secure a real *career*, not just a job. You're not likely to make $100,000 anytime soon, but that's good, honest work and you can easily make the typical American household income ($47k per year). And from there, you can live a financially secure life (just live on 90% of what you make, invest the rest for your long-term financial security, and save up for and purchase your own home). Good luck to you -- solid paying jobs are always out there for you, you just need to make yourself into the person that people need to hire. Doug

Q: How diffucult would it be to gain a 4-year college education with a spouse entering the Air Force?
My husband and I just got married and I want to get at least a 4-year college education. However, he is planning to join the Air Force and become a CCT. The training is extensive and takes place all across the nation. How diffucult would it be to obtain the education that I want and still be able to move around to be with and support him? What are some suggestions?

A: very difficult..

Q: When is the best time to start prepping your child for college education?
I have a child who starts 7th grade next fall in a public school with a good API score.However since I am unfamiliar with the educational and extra curricular choices that the children and parents make in this country - (as I migrated , here ,as as an adult after my college education). I would like to know how children can plan their educational subjects in school and extra curricular activities so they can get admission into Ivy League schools. Thanks for your answers!

A: Please don't be one of those parents who pushes your kid too hard; there's nothing magical about the Ivy League that grants a lifetime of success, happiness, and riches. Ideally all of your child's education is prepping him or her for college. In general, here's what they look for: good grades - So do the homework. good high school - Many colleges weight your score based on the quality of the high school you attended. Private schools aren't always better than public schools, but you probably already know what the "good" schools in your area are anyway. good SAT/ACT scores - There are prep classes to help with this, some of which are very expensive and some of which will guarantee improvement. It doesn't hurt to start these your freshman year. You can also take the SAT several times, so it's not a bad idea to start doing that early, too. good admissions essay - Work on those writing skills. They help throughout life, not just getting in to college. sports - Ok, not everyone is good at sports but being good helps. just doing one shows a well-rounded person, which is more appealing than a bookworm to many schools other extracurriculars - It's anyone's guess what these do, but the common wisdom is to have at least one. Too many isn't necessarily a good thing, though, because it can make you look schizophrenic. As far as classes go, your kid's counselor should help with that. there's a pretty standard "college preparatory" set of courses that meets the standards for pretty much all private and state colleges, including N years of math, N years of science, N years of foreign language, and so on. Don't just pick the easiest classes --oddly enough they can tell when kids do that. Also keep in mind that it's better your child struggle in high school but successfully graduate from a second-rate college than breeze through high school and fail out of a top-notch college. Back in high school my guidance counselor said to apply to *all* the Ivy League schools if you're going to apply to them because they can be quirky and whimsical about who they take --it's not just a formula.

Q: What is the best way to save money for my 4 yr. olds college education and future?
I started him a Education 529C but to my understanding he can only use that for college. I would like to have a few more ways to save money for him in case he wants to buy a home or start a business instead of go to college. I don't make alot of money but I can spare approximately $100-150/ month. I want to start something for him that gives a good return on my investement. Any ideas?

A: Hello. There are a number of solutions, every single one of them with some type of drawback. The basic problem is that back in the 1930s someone decided to prevent the rest of us from competing with the banks (including and especially the investment banks) as a source of capital by preventing us from accumulating capital over multiple generations. There are several laws to prevent this: * "Kiddie tax" on minors, NOW UP TO AGE 18!! * Gift tax * Estate tax (charged to the estate, not to be confused with inheritance tax which some states charge to the heir IN ADDITION TO the charges to the estate!) * Generation Skipping Transfer Tax (GSTT) Due to the amounts of money you are talking about, you will fall under the radar for most of these except for the kiddie tax, but you should know about the other taxes too. Anything I suggest will be hit by one or more of these as soon as certain threasholds are hit. Talk to an appropriate investment advisor to make sure you understand the tax consequences of any particular strategy. Probably the most simple to understand is the UTMA/UGMA. This is a custodial account. It is technically an irrevokable account, HOWEVER, you must NOT die before your child turns 18 or it will be taxed to your estate. Plan accordingly. One possibility is to use a trusted grandparent (aunt, uncle...) as the custodian; this will keep it out of your estate (as well as the grandparent's since the grandparent is not the grantor). It is unfortunately subject to the kiddie tax. You can contribute to the account in amounts that will fall under the annual exclusion (currently around $12K per year I think) to avoid gift tax. There are 3503(b) and 2503(c) trusts. I won't go into them too much because any income from the trusts distributed to the child are hit by the kiddie tax, and any income not distributed by the c trust is hit by trust tax rates, which are high. A Crummy trust is one in which the child has the right to receive distributions (that right is normally allowed to lapse, under threat of not putting any more money into it). This right creates "constructive receipt" which means that it's not taxed to you nor does it end up in your estate. Interest on US EE savings bonds are not taxable if used for education, but I will not recommend them because the interest they pay is negligible compared to inflation. They can be called "certificates of guaranteed confiscation" like Federal bonds used to be. UTMAs/UGMAs are getting rare because of the kiddie tax thing, but it is probably the best solution to your problem. Trusts are expensive to set up. Here is how to minimize the tax consequences: * Try to arrange for a grandparent or aunt or uncle to be the custodian. This needs to be someone who is financially sophisticated as well as honest, as this person will have control over the account. If this is impossible, don't die before the kid turns 18. * Think VERY carefully about investments, and pick something that will appreciate over a long period of time, so as to minimize taxable transactions. Favor long-term capital appreciation over current income, except in the case of "qualified dividends" which are currently taxed at a modest 15%. Beware of "growth funds" as they are usually full of risky stuff that does not necessarily "grow" (sometimes it shrinks). You might consider a balance between dividend-paying blue chip stocks, investment-grade bonds (**these will generate income-taxable interest, beware**), and something that is a hedge against inflation such as GLD (Streetracks gold-tracking fund) at around 10% of the portfolio. Rebalance the portfolio at regular intervals that are at least 1 year and 1 day apart; the time lag is to avoid short-term capital gains. Keep track of all of your purchase prices (including any dividend reinvestments) for income tax purposes. Information provided was current at the time it was offered. Laws change and are more complex than I can describe them here. Consult with qualified tax and legal counsel. This answer is for informational purposes only and does not constitute advice to buy or sell securities. Do your own due dilligence.

Q: What are some proven values of having a college education?
What are the Values of having a college education? What are some proven statistics or proven values of having a college education?

A: The first answer is totally wrong. The chart below shows stats for median incomes of people with and without college education for 1990 thru 2001. Let's compare someone in 2001 who graduated from high school and did not go to college with someone who did go to college for a bachelors degree. The high school grad makes $34,723 and the bachelors grad makes 55,929 - that is a difference of $21,000 a year. Unless you go to a school that is SUPER SUPER expensive, you will end up making more money over your working life with better education. Less education keeps you from certain jobs. Some require a BA in anything (they don't care what). A high school student would never be hired to do my job, and a high school student would never work his or her way up the ladder to my job - it involves too much math, statistics, survey knowledge etc... which I learned in college.

Q: How many people still believe that a college education is your ticket to the good life?
After all of the successful people you see who did not attend, or dropped out of college; compare that to the ratio of people who have a degree, bad credit, and no job to show for their college education..isn't fair is it?

A: an education never hurts, though there are no "tickets" life is more about who you know (and what they can do for you) not what you know (and what you can do for yourself) - i have two degrees and no job...life is not fair, it often sucks.